Flexible finance with humm
HUMM. Your Sauna sooner
Everyone should have access to products that improve their health and wellbeing, not just people with high disposable income. That is why Torquay Saunas has partnered with HUMM to make healthy living affordable for everyone. In less than 9 minutes, we can set you on your path to improve your health and mental wellbeing with HUMM and Torquay Saunas.
UP TO $12,000*
UP TO 3 YEARS*
FORTNIGHTLY REPAYMENTS
*Credit limits and terms vary by merchant. Approval is subject to individual credit assessment and other checks. Fees, charges and terms and conditions apply.
What is humm?
Big Buys Made Easier
humm is an Australian consumer finance product designed to help customers finance larger purchases through participating retailers. Instead of necessarily paying the entire cost of your Torquay Sauna upfront, eligible customers can apply for finance and repay their purchase over time.
Up to $12,000*
Finance larger purchases without necessarily paying the full purchase price upfront.
Up to 3 Years*
Available repayment periods can extend up to 36 months depending on the merchant, purchase and approved finance option.
Flexible Repayments
Choose fortnightly repayments where available.
Manage It From Your Phone
Use the humm app to view purchases, monitor repayments and manage your account.
Repay Early
humm allows customers to repay early without an early repayment penalty.
How does it work?
Four Simple Steps
Choose Your Torquay Sauna
Choose between the Torquay ONE, Torquay DUO or Torquay FOUR. Not sure which one? Visit our Torquay showroom and we'll help you compare them.
Apply for humm
Apply online through humm, through the humm app, or as part of your purchase with a participating humm merchant. The application guides you through the information required.
Get a Decision
Once all information required for assessment has been provided, humm says a decision may be provided within minutes. Approval is not guaranteed and remains subject to humm's lending criteria, responsible lending requirements, credit assessment and other checks.
Choose Your Payment Plan
If approved, review the finance options offered to you and select an available repayment plan that suits your budget. Repayments are made fortnightly. Then we can get your new Torquay Sauna underway.
Want to know before you buy?
Get Pre-Approved
Customers can apply directly with humm for a pre-approved limit. This can help you understand the amount of finance potentially available to you before completing your sauna purchase.
What do I need to apply?
Have These Ready
Australian ID
A valid Australian driver's licence or passport.
Mobile Phone
Have your mobile available to receive verification codes.
Email Address
Use an email address you regularly access.
Bank Information
humm may use banking information to verify income and assist with its assessment.
Repayment Account
You'll need a debit card or bank account for repayments.
Who can apply?
Eligibility
humm currently states applicants must:
- Be at least 18 years old
- Permanently reside in Australia
- Hold valid Australian identification
- Have a regular source of income
- Have a good credit score and repayment history
Meeting these basic eligibility requirements does not guarantee approval. humm assesses applications against its credit assessment and responsible lending criteria.
Manage everything with the humm app
Finance In Your Hands
- Apply for a pre-approved limit
- View purchases
- View upcoming repayments
- Manage their account
- Make additional repayments
- Pay finance down faster
Why use humm for your Torquay Sauna?
Start Enjoying Your Backyard Retreat Sooner
Rather than waiting until you've saved the entire purchase price, finance can allow approved customers to spread the cost over time.
Flexible
Fortnightly repayment options are available.
Longer Terms
Depending on the finance offer, repayment periods may extend up to 36 months.
Simple Application
Apply online, through the humm app or as part of your purchase.
Fast Decision
humm says a decision may be provided within minutes when all information required for assessment has been supplied.
Pay It Off Early
Customers can make additional repayments or repay the loan early without an early repayment penalty.
0% Finance
Ask Us About 0% Finance
0% INTEREST FINANCE AVAILABLE*
Where Torquay Saunas has an approved 0% interest humm merchant promotion, it will be advertised here. Contact us to find out whether a 0% interest promotion is currently available.
Even where a 0% interest arrangement applies, fees and charges may still apply. Contact us for current offer details, eligible loan terms and applicable fees before applying.
Finance FAQ
Common Questions
Don't Just Dream About It.
Create Your Backyard Wellness Retreat.
Explore the Torquay Sauna range and see whether humm finance can help you bring it home sooner.
Torquay Saunas
Inside Poolwerx Torquay · 21 Baines Crescent, Torquay VIC
Finance is provided by Once Credit Pty Limited ABN 99 112 319 632, Australian Credit Licence No. 386194, a member of humm group. Approval is subject to credit assessment criteria. Fees, charges and terms and conditions apply. Credit limits and available terms vary by merchant.